Getting a car out of a police pound

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Can you use a month by month policy to get a car out the police pound?

The answer is yes, they should accept it. A month by month policy is just the same as a normal annual policy, except that it is renewable each month rather than being contracted to last for a full year. This is completely different from short term car insurance policies which only last from between one day and 28 days, and which cannot be extended for longer periods, and which are not acceptable for this purpose.

You will need to take along your driving licence, some photo ID if you do not have a photo on your licence, your insurance certificate and proof of entitlement to take the car; the logbook would be perfect for this purpose. Oh, and your credit card; there will be some pretty hefty fees to pay.

Every year a great many people take along friends who have car insurance which entitles them to drive any vehicle which does not belong to them, but almost invariably there is a condition on these policies which states that they cannot be used for getting vehicles out of police pounds on behalf of other people; it is necessary for you to get the vehicle out yourself, using your own insurance. If you cannot do this and you need to get a friend to collect the car for you he or she must be able to produce the same documents, plus a letter of authority from you; and again must produce evidence of insurance which covers the vehicle. It may then be necessary for this person to take out a month by month policy for that car, unless he or she is one of the very rare people whose regular car insurance permits driving 'any vehicle not belonging 'but without the usual stipulation regarding police pounds. If in any doubt at all this person should check carefully with the insurance company involved to avoid risking an abortive journey.